With a degree in Organizational Leadership from Biola University, I’ve spent many years helping others through roles in the medical field, church leadership, and community service. Whether assisting doctors and patients with insurance questions or leading large teams and events at Mariners Church and Rancho Christian Church, my heart has always been to guide and support people with care and integrity.

My journey into Medicare began when my mom first became eligible. We were overwhelmed by the choices, paperwork, and confusing information. Helping her opened my eyes to how many others face the same challenges — and inspired me to become a licensed Health Insurance Agent.

Today, I specialize in Medicare, Individual & Family plans, and Small Group coverage. My mission is to simplify the process, put your needs first, and serve with patience, kindness, and honesty — making sure you feel confident every step of the way.

Health insurance can feel overwhelming, but you don’t have to navigate it alone. As a licensed agent specializing in Medicare, Individual & Family plans, and Small Group coverage, I’m here to make the process clear and simple. My services are always free, and my approach is grounded in compassion, patience, and integrity. I take the time to understand your needs and help you make informed, confident decisions. Let’s make health insurance straightforward and stress-free—reach out today!

You can enroll in Medicare during these periods:

Initial Enrollment Period (IEP): Begins 3 months before you turn 65, includes your birthday month, and ends 3 months after.

General Enrollment Period (GEP): If you missed your IEP, you can sign up between January 1 and March 31 each year (coverage starts July 1).

Special Enrollment Periods (SEP): If you qualify due to life changes like losing employer coverage.

Annual Enrollment Period (AEP): From October 15 to December 7, you can change your Medicare Advantage or Part D plans for the next year.You can enroll in Medicare during these periods:

• Initial Enrollment Period (IEP): Begins 3 months before you turn 65, includes your birthday month, and ends 3 months after.
  
  

• General Enrollment Period (GEP): If you missed your IEP, you can sign up between January 1 and March 31 each year (coverage starts July 1).
  
  

• Special Enrollment Periods (SEP): If you qualify due to life changes like losing employer coverage.
  
  

Annual Enrollment Period (AEP): From October 15 to December 7, you can change your Medicare Advantage or Part D plans for the next year.

Learn more at Medicare.gov →

Covered California is the state’s official health insurance marketplace where Californians can shop for, compare, and enroll in health plans. It also offers financial assistance (subsidies) based on your income to help lower monthly premiums.

Covered California is for individuals and families who don’t get insurance through an employer, Medicare, or Medi-Cal.

Learn more at CoveredCA.com →

Subsidies help lower the cost of your health insurance if you qualify based on your income. There are two main types:

• Premium Tax Credit: Lowers your monthly health insurance payment.
  

• Cost-Sharing Reductions: Reduce your out-of-pocket costs like deductibles and copays (available only with Silver plans).
  

Subsidy amounts are based on your household income and size, and are available through Covered California.

Find out if you qualify →

¡Sí, hablo español!

Encuentre el Plan de Medicare Ideal para Usted

Como agente de seguros con licencia, le ayudó sin costo a elegir el plan que mejor se adapta a sus necesidades. Tengo licencia en California, Texas y Arizona—y lo más importante, le atiendo en español.